![]() ![]() When you transfer points between your own accounts, you're clearly within the bounds of these terms. ![]() If we believe you've engaged in any of these acts, we'll close your credit card account. If we suspect that you've engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards or manufacturing spend, repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. However, before doing so, read the terms and conditions of combining Ultimate Rewards points (emphasis mine): You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, or one member of your household. In addition to combining your points in a single account, you can also use this functionality to transfer points to (or from) another person's account. Related: From international business class to domestic hops: 6 of the best Chase Ultimate Rewards sweet spots Transferring to another person's account Your new balance should also be reflected at the top of the page, as these transfers happen instantaneously. If you haven't set up online access, start on the Chase website and click "Not enrolled? Sign up now" on the right-hand side of the page. The first thing you'll need to do is ensure that your Ultimate Rewards-earning credit cards are all associated with the same online account. Related: Around the world: How to spend 1 million Chase Ultimate Rewards points How to set up your Ultimate Rewards account Here's a step-by-step look at each of these scenarios. Transfer points between an account where you're the primary cardholder and one where someone else is the primary cardholder.Transfer points between two accounts where you're the primary cardholder.When it comes to combining Ultimate Rewards points, there are two different types of transfers you can make: You can do this with a household member as well. However, the ability to combine your points isn't limited to your own accounts. Office supply stores and telecommunications providers (5% back) along with gas stations (2% back)ĭrugstores (3%) and all other purchases (1.5%) They become particularly valuable when you hold them in conjunction with the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred. While it's true that these cards officially earn cash-back rewards, they do still fall under the Ultimate Rewards program. The savvy readers out there may notice that there are five cash-back cards included on this list (the three Freedom products along with the Ink Cash and Ink Unlimited). (Note that the Ink Business Premier Credit Card is also issued by Chase, but you can't combine those rewards with other cards. ![]()
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